2381 New Providence Street, Oshawa
Oshawa
$1,450,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by DARK HORSE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,750/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To 2381 New Providence St Located In The Highly Desired Windfield Community. This Is A Rare Opportunity To Own A Beautifully Finished And Extensively Upgraded 5 Bedroom, 4 Bathroom Home. The Spacious Open-Concept Main Floor Features Impressive 9 &10 ft Ceilings, Oversized Windows And A Stunning Chef's Kitchen With A Walkout To Upper Deck. Walkout Basement Offers Access To Lower Level Deck With Large Windows On A Ravine Lot. Stunning Upgrades & Craftsmanship Throughout The Entire Home. Step Outside To A Beautifully Landscaped Backyard Oasis with Hot Tub. This Is A Must See In Person. Many Many Upgrades Through The Entire Home.
MississaugaInvestor.ca
2381 New Providence Street
Detached · 5bd/4ba · ~3,250 sqft
$1,450,000
Cash-Flow Report · August 2, 2026
Cap Rate
0.45%
Monthly Cash Flow
-$6,128/mo
Estimated Rent
$3,750/mo
Cash-on-Cash
-23.09%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,750 |
| Mortgage | −$6,674 |
| Property Tax | −$1,583 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,208 |
| Vacancy (5%) | −$188 |
| Cash Flow | -$6,128/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,000 |
| Vacancy (5%) | −$2,250 |
| Property Tax | −$18,995 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,500 |
| Annual NOI | $6,555 |
| Cap Rate | 0.45% |
Cash Required to Close
| Down Payment (20%) | $290,000 |
| Ontario Land Transfer Tax | $25,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $318,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.