
7 Agate Road, Ajax
Ajax
$759,900
Cash flow, cap rate & mortgage breakdown
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Listed by BELVISTA REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
**Welcome to the highly sought-after South Ajax Lakeside Community of Duffins Bay!** This beautifully maintained, fully detached 3-level backsplit showcases true pride of ownership and is perfectly situated just minutes from top-rated schools, parks, scenic walking trails, shopping, the Ajax Waterfront, GO Transit, and Highway 401 for an easy commute. Move-in ready, this inviting home offers 3 spacious bedrooms, 2 full bathrooms, and an abundance of large windows that fill the home with natural light. The bright eat-in kitchen features a large picture window and convenient side entrance, while the primary bedroom offers a walkout to a generous sun deck overlooking the backyard- perfect for morning coffee or evening relaxation. Entertain family and friends on the expansive deck, an ideal outdoor living space for summer gatherings. The finished lower level includes a spacious recreation room, a 3-piece bathroom, and an incredible oversized crawl space providing exceptional storage. Recent updates include new vinyl flooring throughout the main floor (2025), custom blinds throughout 2022, roof (2024), and refrigerator and stove (approx. 2 years). The private driveway accommodates up to 4 vehicles. Nestled in one of Ajax's most desirable family-friendly neighbourhoods, just steps from nature and the waterfront, this exceptional home offers the perfect combination of comfort, convenience, and lifestyle. **A wonderful opportunity you won't want to miss!**
MississaugaInvestor.ca
7 Agate Road
Detached · 3bd/2ba · ~900 sqft
$759,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.17%
Monthly Cash Flow
-$1,493/mo
Estimated Rent
$3,740/mo
Cash-on-Cash
-10.75%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,740 |
| Mortgage | −$3,498 |
| Property Tax | −$690 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$633 |
| Vacancy (5%) | −$187 |
| Cash Flow | -$1,493/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$44,880 |
| Vacancy (5%) | −$2,244 |
| Property Tax | −$8,283 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,599 |
| Annual NOI | $24,054 |
| Cap Rate | 3.17% |
Cash Required to Close
| Down Payment (20%) | $151,980 |
| Ontario Land Transfer Tax | $11,673 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $166,653 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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