14 GREGORY Road, Ajax
Ajax
$775,000
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP-HERITAGE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
First-Time Buyers, Downsizers & Investors-Don't Miss This Opportunity! Welcome to this well-maintained 3-bedroom, 2-bathroom sideslpit situated on a quiet street in sought-after South Ajax. Set on a spacious, private corner lot, this home offers a functional multi-level layout with bright principal rooms and an finished basement. Step outside to a backyard built for summer enjoyment featuring an expansive patio, generous green space, and an inground pool-perfect for entertaining family and friends. Recent updates include roof (2019), hardwood flooring (2015), pool filter (2022), hot water tank (2022), and A/C (2024), providing added peace of mind. Ideally located just minutes from the Ajax Waterfront, parks, schools, shopping, GO Transit, Highway 401, and everyday amenities, this home offers exceptional value in one of Ajax's most desirable neighborhoods fantastic opportunity to make South Ajax your home!
MississaugaInvestor.ca
14 GREGORY Road
Detached · 3bd/2ba · ~1,300 sqft
$775,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.83%
Monthly Cash Flow
-$2,387/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-16.85%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$3,567 |
| Property Tax | −$704 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$646 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$2,387/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$8,448 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,750 |
| Annual NOI | $14,162 |
| Cap Rate | 1.83% |
Cash Required to Close
| Down Payment (20%) | $155,000 |
| Ontario Land Transfer Tax | $11,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $169,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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