
69 Holmstead Avenue, Toronto E03
Toronto E03
$1,450,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE SUSAN GUCCI REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 69 Holmstead Ave, a beautifully designed home offering refined contemporary style with a warm, inviting feel and standout curb appeal. Featuring soaring ceilings throughout, this light-filled residence delivers an airy, elevated living experience with thoughtfully curated finishes and a seamless flow ideal for modern family living. The main floor showcases an open, connected layout anchored by a gorgeous, well-appointed kitchen with exceptional storage, flowing effortlessly into the family room with a cozy gas fireplace-perfect for everyday living and entertaining. Upstairs, generously sized bedrooms provide comfort and functionality, including an oversized primary retreat with a spa-inspired ensuite featuring a glass-enclosed shower, indulgent soaker tub, and double sinks. With three bathrooms on the second level and convenient second-floor laundry, every detail has been designed with ease and lifestyle in mind. The fully finished walk-out basement offers incredible flexibility with a private entrance, large above-grade windows for abundant natural light, a full 4-piece bathroom, separate laundry, and direct access to the garage-ideal for in-law or extended family living. The expansive open space is perfect for a recreation room, home gym, or additional living area. Step outside to a fully fenced backyard, creating a safe and private space for kids and pets to play. A private driveway with parking for two cars plus an additional garage space provides rare and practical 3-car parking. Situated in a highly desirable, family-friendly neighbourhood, this home offers effortless access to the DVP, transit including subway and LRT, excellent schools, and nearby parks such as Taylor Creek. Enjoy the convenience of nearby big box stores along with the charm and character of the Danforth's local shops, cafes, and restaurants just minutes away.
MississaugaInvestor.ca
69 Holmstead Avenue
Detached · 4bd/5ba · ~2,250 sqft
$1,450,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.71%
Monthly Cash Flow
-$4,610/mo
Estimated Rent
$4,890/mo
Cash-on-Cash
-17.37%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,890 |
| Mortgage | −$6,674 |
| Property Tax | −$1,148 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,208 |
| Vacancy (5%) | −$245 |
| Cash Flow | -$4,610/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$58,680 |
| Vacancy (5%) | −$2,934 |
| Property Tax | −$13,775 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,500 |
| Annual NOI | $24,771 |
| Cap Rate | 1.71% |
Cash Required to Close
| Down Payment (20%) | $290,000 |
| Ontario Land Transfer Tax | $25,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $318,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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