969 Queensdale Avenue, Oshawa
Oshawa
$1,249,900
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE DISTRICT REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,550/mo
Estimated from market price-to-rent ratios
Remarks
TO BE BUILT - This home is not yet constructed and is currently unavailable for showings. Discover the impressive Waterford B, a thoughtfully designed three-storey residence offering approximately 4,004 sq. ft. of exceptional living space. This spacious floor plan has been created with today's modern family in mind, combining elegant design, flexible living areas, and outstanding functionality. One of the home's most desirable features is its two luxurious primary suites, making it an ideal choice for multi-generational living, extended family, or homeowners seeking additional privacy and comfort. Each primary retreat is designed with generous proportions, walk-in closets, and private ensuite bathrooms. The main level includes a dedicated home office, providing the perfect space for remote work, studying, or managing day-to-day tasks. Designed for entertaining and everyday living, the open-concept layout offers expansive principal rooms and a seamless flow throughout. On the second level, a spacious family room creates an additional gathering space ideal for movie nights, a children's play area, or a quiet retreat separate from the main living area. As this home is to be built, purchasers will enjoy the exciting opportunity to personalize their new home by selecting from the builder's available finishes, colours, and upgrades, allowing them to create a space that reflects their own style and preferences. Situated in a desirable community close to schools, parks, shopping, and everyday amenities, the Waterford B offers the perfect combination of luxury, space, and convenience. Please Note: This home has not yet been constructed. Any photos or renderings provided are for illustrative purposes only and may not represent the final product. Features, specifications, finishes, and materials are subject to change without notice. Taxes have not yet been assessed. Square footage and room dimensions are based on the builder's plans and are subject to change.
MississaugaInvestor.ca
969 Queensdale Avenue
Detached · 5bd/5ba · ~4,250 sqft
$1,249,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.71%
Monthly Cash Flow
-$5,013/mo
Estimated Rent
$3,550/mo
Cash-on-Cash
-21.92%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,550 |
| Mortgage | −$5,753 |
| Property Tax | −$1,365 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,042 |
| Vacancy (5%) | −$178 |
| Cash Flow | -$5,013/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,600 |
| Vacancy (5%) | −$2,130 |
| Property Tax | −$16,374 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,499 |
| Annual NOI | $8,897 |
| Cap Rate | 0.71% |
Cash Required to Close
| Down Payment (20%) | $249,980 |
| Ontario Land Transfer Tax | $21,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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