
1774 Woodgate Trail, Oshawa
Oshawa
$679,000
Cash flow, cap rate & mortgage breakdown
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Listed by PRIME ESTATES REALTY INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,350/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 1774 Woodgate Trail, Oshawa-a beautifully maintained home offering modern upgrades, smart home convenience, and MUST SEE backyard with private setting. Backing onto a peaceful nature setting, the private backyard offers a tranquil natural setting with no rear neighbours, making it an ideal retreat for outdoor enjoyment. This move-in-ready property has been thoughtfully updated with major mechanical improvements, including a new furnace (2026), Lennox air conditioner (approximately 5 years old), and newer Samsung washer and dryer (approximately 5 years old), providing comfort and peace of mind for years to come. The stylish kitchen features quartz counter top, quality Samsung appliances, including a refrigerator (2-3 years old) and a newer oven (within the past year), complemented by a Bosch dishwasher (within the past year) and a brand-new range hood installed just one month ago. 3 good sized bedrooms upstairs with the primary bedroom including a 4 pc ensuite and walk in closet. Experience the convenience of a fully integrated smart home lighting system powered by Google Home, allowing effortless voice or app control of both interior and exterior lighting. Permanent Govee smart soffit lights enhance the home's curb appeal with customizable, year-round lighting displays, while the backyard deck is beautifully illuminated with elegant string lighting along the railings and 4 GFI receptacles creating the perfect atmosphere for relaxing or entertaining outdoors.Combining modern upgrades, smart technology, quality appliances, and an exceptional location, this home is a fantastic opportunity for buyers seeking comfort, convenience, and style in one of Oshawa's desirable neighbourhoods.
MississaugaInvestor.ca
1774 Woodgate Trail
Att/Row/Townhouse · 3bd/3ba · ~1,300 sqft
$679,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.24%
Monthly Cash Flow
-$2,425/mo
Estimated Rent
$2,350/mo
Cash-on-Cash
-19.55%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,350 |
| Mortgage | −$3,125 |
| Property Tax | −$741 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$566 |
| Vacancy (5%) | −$118 |
| Cash Flow | -$2,425/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$28,200 |
| Vacancy (5%) | −$1,410 |
| Property Tax | −$8,895 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,790 |
| Annual NOI | $8,405 |
| Cap Rate | 1.24% |
Cash Required to Close
| Down Payment (20%) | $135,800 |
| Ontario Land Transfer Tax | $10,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $148,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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