985 Queensdale Avenue, Oshawa
Oshawa
$1,075,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE DISTRICT REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
TO BE BUILT - This home is currently under construction and is not yet available for showings.Photos displayed are from a previously completed home of the same floor plan and are provided for illustration purposes only. Finishes, colours, and features may vary.Introducing the Kildare Model, a beautifully designed two-storey detached home offering approximately 2,579 sq. ft. of well-planned living space in one of the area's most desirable communities. With 4 generously sized bedrooms and 3 bathrooms, this home is designed to accommodate today's modern family.The bright, open-concept main floor showcases quality hardwood flooring, a spacious front foyer with a walk-in coat closet, and a stunning kitchen complete with quartz countertops, a large centre island, and a walk-in pantry, providing both style and functionality. The adjoining great room is filled with natural light from oversized windows and features a gas fireplace, creating a warm and inviting gathering space.The second level offers a spacious primary bedroom featuring a walk-in closet and a luxurious 4-piece ensuite with a separate glass shower and relaxing soaker tub. The additional bedrooms are generously proportioned with ample closet space, while one bedroom includes its own private balcony, adding a unique architectural feature.Ideally situated close to excellent schools, shopping, parks, and public transit, this location provides exceptional convenience for everyday living.Please note: This home has not yet been completed. Interior and exterior photos are of a previously built model and are intended to demonstrate the builder's craftsmanship. Final finishes, materials, and specifications may differ.Taxes have not yet been assessed. Square footage and room dimensions are based on the builder's floor plans and are subject to change.
MississaugaInvestor.ca
985 Queensdale Avenue
Detached · 4bd/3ba · ~2,750 sqft
$1,075,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.78%
Monthly Cash Flow
-$4,251/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-21.62%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$4,948 |
| Property Tax | −$1,174 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$896 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$4,251/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$14,083 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,750 |
| Annual NOI | $8,377 |
| Cap Rate | 0.78% |
Cash Required to Close
| Down Payment (20%) | $215,000 |
| Ontario Land Transfer Tax | $17,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $235,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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