55 Bettina Place, Whitby
Whitby
$848,000
Cash flow, cap rate & mortgage breakdown
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Listed by MASTER`S TRUST REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,300/mo
Estimated from market price-to-rent ratios
Remarks
Family Home In Desired Area Of Rolling Acres. Walk To Quality Schools, Shops, All Amenities & Darren Park. Easy Access To Hwy 407 , Public Transit & Whitby Go Station. Beautiful Open Concept Design Featuring Lrg Great Rm, Eat-In Kitchen W/ Glass Tile Backsplash, W/O To Deck. Master Bdrm Has W/I Closet & Ensuite. 2nd Floor Laundry. Extras Bedroom In Bsmt W/Big Window. Must To See!
MississaugaInvestor.ca
55 Bettina Place
Detached · 4bd/3ba · ~700 sqft
$848,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.05%
Monthly Cash Flow
-$2,456/mo
Estimated Rent
$3,300/mo
Cash-on-Cash
-15.84%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,300 |
| Mortgage | −$3,903 |
| Property Tax | −$756 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$707 |
| Vacancy (5%) | −$165 |
| Cash Flow | -$2,456/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$39,600 |
| Vacancy (5%) | −$1,980 |
| Property Tax | −$9,074 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,480 |
| Annual NOI | $17,366 |
| Cap Rate | 2.05% |
Cash Required to Close
| Down Payment (20%) | $169,600 |
| Ontario Land Transfer Tax | $13,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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