103 Howling Crescent, Ajax
Ajax
$949,900
Cash flow, cap rate & mortgage breakdown
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Listed by LPT REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,700/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Beautifully Renovated from top to bottom, this stunning Detached Home offers 4+1 Spacious Bedrooms, 4 Washrooms, and is located in one of Ajax's most sought-after neighbourhoods. Featuring a brand-new designer kitchen, elegant flat ceilings, pot lights throughout the main floor, and no carpet anywhere, this home is truly move-in ready.A standout feature is the Legal Basement for personal use-a complete lower-level living space with a Spacious Living room, Kitchen, Large Bedroom, Washroom, and its own Private Laundry. Perfect for extended family, multi-generational living, or simply enjoying the flexibility of a fully self-contained living area.Step outside to a spacious backyard deck, ideal for entertaining. Conveniently located just minutes to Highway 401, schools, parks, shopping, transit, and all major amenities. A rare turnkey opportunity offering style, space, and the added value of a legal lower-level living suite in a prime Ajax location!
MississaugaInvestor.ca
103 Howling Crescent
Detached · 5bd/4ba · ~1,750 sqft
$949,900
Cash-Flow Report · August 1, 2026
Cap Rate
3.39%
Monthly Cash Flow
-$1,692/mo
Estimated Rent
$4,800/mo
Cash-on-Cash
-9.74%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,800 |
| Mortgage | −$4,372 |
| Property Tax | −$863 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$792 |
| Vacancy (5%) | −$240 |
| Cash Flow | -$1,692/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$57,600 |
| Vacancy (5%) | −$2,880 |
| Property Tax | −$10,354 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,499 |
| Annual NOI | $32,167 |
| Cap Rate | 3.39% |
Cash Required to Close
| Down Payment (20%) | $189,980 |
| Ontario Land Transfer Tax | $15,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $208,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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