
45- 1300 Oxford Street, Oshawa
Lakeview · Investor guide
$398,000
Estimated Value
$831,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,800/mo
Based on Lakeview neighbourhood rental data for 2-bed Condo Townhouse
Remarks
Welcome to this beautiful 2-bedroom, 2-bathroom condo townhome nestled in a quiet, family-friendly community! Ideally situated within walking distance to schools, parks, grocery stores, and restaurants, and offering easy access to the Oshawa Lakefront, Oshawa GO Station, the Oshawa Centre, and Highway 401, this location is the perfect balance of convenience and lifestyle. Backing onto peaceful green space and complemented by a charming on-site parkette and walking trail, this home also features a fully fenced backyard with a lovely patio and gazebo, creating the perfect private outdoor retreat for relaxing or entertaining. Step inside to discover a bright and welcoming interior with a spacious living room and a convenient walkout to the backyard, seamlessly blending indoor and outdoor spaces. The well-appointed eat-in kitchen features new laminate flooring, sleek stainless steel appliances, a stylish backsplash, a built-in pantry, and ample cabinetry, making it both functional and inviting. Upstairs, you'll find two generously sized bedrooms, including a primary bedroom with a large double closet. A modern 4-piece bathroom completes the second floor. The fully finished basement provides additional living space, ideal for a recreation room, home office, or guest retreat, and includes an additional room, a modern 3-piece bathroom with a glass walk-in shower, and a dedicated laundry room for added convenience. Residents enjoy exceptional value with heat, hydro, and water all included, along with one designated parking space and ample visitor parking. Offering stylish finishes, versatile living spaces, and an unbeatable location surrounded by parks, green space, and everyday amenities, this wonderful home is the perfect opportunity for first-time buyers, or anyone seeking a low-maintenance lifestyle in a welcoming community.
MississaugaInvestor.ca
45- 1300 Oxford Street
Condo Townhouse · 2bd/2ba · ~850 sqft
$398,000
Cash-Flow Report · July 31, 2026
Cap Rate
4.75%
Monthly Cash Flow
-$257/mo
Estimated Rent
$2,800/mo
Cash-on-Cash
-3.54%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,800 |
| Mortgage | −$1,832 |
| Property Tax | −$279 |
| Insurance | −$225 |
| Condo Fee | −$581 |
| Vacancy (5%) | −$140 |
| Cash Flow | -$257/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$33,600 |
| Vacancy (5%) | −$1,680 |
| Property Tax | −$3,343 |
| Insurance | −$2,700 |
| Condo Fee | −$6,972 |
| Annual NOI | $18,905 |
| Cap Rate | 4.75% |
Cash Required to Close
| Down Payment (20%) | $79,600 |
| Ontario Land Transfer Tax | $4,445 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $87,045 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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