431 Drew Street, Oshawa
Oshawa
$600,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by RE/MAX ATRIUM HOME REALTY
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
3
Bathrooms
3
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,250/mo
Estimated from market price-to-rent ratios
Remarks
One of Oshawa's most up-and-coming neighbourhoods!** Ideally located close to the GO Train Station, Highway 401, shopping, schools, parks, and major new residential developments, this well-maintained 3-bedroom townhouse offers exceptional value and convenience.Enjoy a charming front veranda, a spacious front foyer with a convenient main-floor powder room, and a bright eat-in kitchen with a walkout to a private patio and fully fenced backyard-perfect for entertaining or relaxing. The primary bedroom features elegant double-door entry and a walk-in closet. The finished basement includes a 3-piece bathroom, providing additional living space for a recreation room, home office, or guest suite.Additional highlights include **new laminate flooring on the second floor**, a **new central air conditioner (June 2026)**, a **new furnace (2024)**, and a **hot water tank (2018)**. With **no sidewalk to shovel** and **tandem parking for two vehicles**, this home offers low-maintenance living in a rapidly growing community.With attached Gerage , with new Garden Shed 10 feet by 8 feet .New Grass in the Back yard.All New Curtains throughout the house, New Painting in Full house.
MississaugaInvestor.ca
431 Drew Street
Att/Row/Townhouse · 3bd/3ba · ~1,300 sqft
$600,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.52%
Monthly Cash Flow
-$2,005/mo
Estimated Rent
$2,250/mo
Cash-on-Cash
-18.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,250 |
| Mortgage | −$2,762 |
| Property Tax | −$655 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$500 |
| Vacancy (5%) | −$113 |
| Cash Flow | -$2,005/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,000 |
| Vacancy (5%) | −$1,350 |
| Property Tax | −$7,860 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,000 |
| Annual NOI | $9,090 |
| Cap Rate | 1.52% |
Cash Required to Close
| Down Payment (20%) | $120,000 |
| Ontario Land Transfer Tax | $8,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $131,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.