34 Haverhill Crescent, Whitby
Whitby
$799,999
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 HERITAGE GROUP LTD.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained 4-bedroom townhome in one of Whitby's most desirable family-friendly neighbourhood! This bright and spacious home features gleaming hardwood floors, a finished basement offering additional living space, a newer roof (2019), and a new washer and dryer for added convenience. Perfectly located with quick access to Highways 401, 407, and 412, this home is ideal for commuters while being close to top-rated schools, parks, shopping, restaurants, public transit, and all essential amenities. Enjoy the perfect blend of comfort, style, and convenience in a vibrant community. An excellent opportunity for families, first-time buyers, or investors. Don't miss your chance to own this fantastic home in a prime Whitby location!
MississaugaInvestor.ca
34 Haverhill Crescent
Att/Row/Townhouse · 4bd/3ba · ~1,300 sqft
$799,999
Cash-Flow Report · July 31, 2026
Cap Rate
2.01%
Monthly Cash Flow
-$2,342/mo
Estimated Rent
$3,100/mo
Cash-on-Cash
-16.02%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,100 |
| Mortgage | −$3,682 |
| Property Tax | −$713 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$667 |
| Vacancy (5%) | −$155 |
| Cash Flow | -$2,342/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,200 |
| Vacancy (5%) | −$1,860 |
| Property Tax | −$8,560 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,000 |
| Annual NOI | $16,080 |
| Cap Rate | 2.01% |
Cash Required to Close
| Down Payment (20%) | $159,999.8 |
| Ontario Land Transfer Tax | $12,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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