
53 Chiswick Avenue, Whitby
Whitby
$929,900
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by TANYA TIERNEY TEAM REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this immaculate, one-owner all-brick Melody home offering 3 bedrooms, 4 bathrooms, and a beautifully finished basement in one of Brooklin's most sought-after neighbourhoods. From the inviting front porch and manicured gardens to the spacious foyer with double-door entry, transom window, and convenient garage access, pride of ownership is evident throughout. The bright, open-concept main floor features gleaming hardwood floors including staircase, 9ft ceilings, pot lights, updated light fixtures, and fresh neutral décor. The welcoming family room is anchored by a cozy corner gas fireplace and overlooks the private backyard. The gourmet kitchen is designed for everyday living and entertaining, showcasing a centre island with breakfast bar, pendant lighting, subway tile backsplash, pantry, and ceramic flooring. The adjoining breakfast area offers a walkout to the impressive two-tier deck overlooking the fully fenced backyard complete with an interlocking patio, garden shed, and plenty of space for children and pets to play. Upstairs offers 3 generous bedrooms, all with custom closet organizers & convenient laundry room with marble threshold & drainage. The primary retreat boasts a double closet plus walk-in closet & spa inspired 4pc ensuite with relaxing corner soaker tub. The fully finished basement expands the living space with above-grade windows, a spacious recreation room, dedicated play area, stylish shiplap feature wall, convenient 2-piece bathroom, and abundant storage. Ideally located within walking distance to public and Catholic elementary schools, parks, transit, and the charming shops and restaurants of downtown Brooklin. Commuters will appreciate the quick and convenient access to Highway 407. A move-in-ready family home in an exceptional location-don't miss this opportunity!
MississaugaInvestor.ca
53 Chiswick Avenue
Detached · 3bd/4ba · ~1,750 sqft
$929,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.38%
Monthly Cash Flow
-$3,212/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-18.89%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$4,280 |
| Property Tax | −$829 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$775 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$3,212/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$9,950 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,299 |
| Annual NOI | $12,821 |
| Cap Rate | 1.38% |
Cash Required to Close
| Down Payment (20%) | $185,980 |
| Ontario Land Transfer Tax | $15,073 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $204,053 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.