
6 Knotty Pine Drive, Whitby
Whitby
$915,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ROUGE RIVER REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this immaculate home in Williamsburg, one of Whitby's most sought-after and prestigious neighborhoods. Beautifully renovated and meticulously maintained, this stunning two-storey residence is perfect for growing families seeking space and comfort. From the moment you step inside, you'll be welcomed by a bright, inviting interior showcasing quality finishes throughout. The main floor features gleaming hardwood flooring, elegant pot lights, and professionally painted walls. The spacious, sun-filled living room is highlighted by a large picture window, creating the perfect setting for relaxing or entertaining. The adjoining dining room flows seamlessly into the living area, making family gatherings effortless.The modern kitchen is designed to impress, featuring stainless steel appliances, brand-new quartz countertops, and sleek cabinetry that offers both style and functionality. Adjacent to the kitchen, the cozy family room is anchored by a warm gas fireplace and provides a comfortable space to unwind. Step outside to a peaceful backyard retreat complete with a low-maintenance composite deck and newly planted grass-ideal for morning coffee, summer barbecues, and outdoor entertaining. Upstairs, you'll find three generously sized bedrooms, each featuring new laminate flooring, decorative ceiling fans, fresh paint, spacious closets and large windows that fill the rooms with natural light. The primary suite offers a walk-in closet and a beautifully updated 4-piece en-suite bathroom, creating a private retreat you'll love coming home to. The finished basement provides incredible versatility, offering a spacious layout with endless potential to add additional bedrooms, a bathroom, a recreation room, home office, or in-law suite to suit your family's needs. Ideally located close to transit, shopping, schools, parks, places of worship, and a wide selection of restaurants. Don't miss the opportunity to make this beautiful Williamsburg home your own!
MississaugaInvestor.ca
6 Knotty Pine Drive
Detached · 3bd/3ba · ~1,750 sqft
$915,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.54%
Monthly Cash Flow
-$2,273/mo
Estimated Rent
$3,940/mo
Cash-on-Cash
-13.59%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,940 |
| Mortgage | −$4,212 |
| Property Tax | −$816 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$763 |
| Vacancy (5%) | −$197 |
| Cash Flow | -$2,273/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$47,280 |
| Vacancy (5%) | −$2,364 |
| Property Tax | −$9,791 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,150 |
| Annual NOI | $23,275 |
| Cap Rate | 2.54% |
Cash Required to Close
| Down Payment (20%) | $183,000 |
| Ontario Land Transfer Tax | $14,775 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $200,775 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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