1227 Grandview Street, Oshawa
Oshawa
$1,249,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by THE GUARDIAN HOME REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,550/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained Lavender Homes residence, offering approximately 3,517 sqft of thoughtfully designed with a perfect blend of style, comfort, and functionality. Ideally situated close to transit, parks, shopping, and convenient access to Highways 401 and 407, this home offers exceptional everyday convenience. The professionally finished basement, fully fenced backyard, interlock patio, and garden shed add valuable living and outdoor space. Featuring numerous quality upgrades throughout, this move-in-ready home has been meticulously cared for and is sure to impress. A fantastic opportunity you won't want to miss!
MississaugaInvestor.ca
1227 Grandview Street
Detached · 5bd/5ba · ~2,750 sqft
$1,249,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.71%
Monthly Cash Flow
-$5,007/mo
Estimated Rent
$3,550/mo
Cash-on-Cash
-21.91%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,550 |
| Mortgage | −$5,749 |
| Property Tax | −$1,364 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,041 |
| Vacancy (5%) | −$178 |
| Cash Flow | -$5,007/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$42,600 |
| Vacancy (5%) | −$2,130 |
| Property Tax | −$16,362 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,490 |
| Annual NOI | $8,918 |
| Cap Rate | 0.71% |
Cash Required to Close
| Down Payment (20%) | $249,800 |
| Ontario Land Transfer Tax | $21,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $274,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.