482 Warden Avenue, Toronto E06
Toronto E06
$879,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
***Legal Basement Apartment! *Ideal For First-Time Buyers, Investors Or Multi-Generational Families! *Many Lenders Consider Income From A Legal Apartment When Calculating Mortgage Affordability! *A Legal Basement Apartment Like This One May Help You Afford More Home Than You Think! ***Current Combined Rental Income Totals $3,618.70 Per Month + Utilities! *Main Floor Currently Rented For $1,978.70/Month + 65% Utilities! *Legal Basement Apartment Currently Rented For $1,640/Month + 35% Utilities! * Detached Brick Bungalow Sits On A 40' x 120' Lot And Features A Good Sized Front Yard & Large Backyard! *New Driveway (2005) That Easily Fits 5 Cars! *New Central Air Conditioner (2025) ! *Detached Garage With New Garage Door (2025) ! *Shared Laundry With Coin-Operated Washer & Dryer! *Walking Distance To Public School, Catholic School & Birchmount Park Collegiate Institute! *Great Location On The Bus Line To 3 Subway Stations - Warden, Victoria Park & Main Street! *This Home Can Use Some TLC, But The Potential Is Tremendous!
MississaugaInvestor.ca
482 Warden Avenue
Detached · 4bd/2ba · ~900 sqft
$879,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.32%
Monthly Cash Flow
-$1,615/mo
Estimated Rent
$4,300/mo
Cash-on-Cash
-10.05%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,300 |
| Mortgage | −$4,046 |
| Property Tax | −$696 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$733 |
| Vacancy (5%) | −$215 |
| Cash Flow | -$1,615/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$51,600 |
| Vacancy (5%) | −$2,580 |
| Property Tax | −$8,351 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,790 |
| Annual NOI | $29,179 |
| Cap Rate | 3.32% |
Cash Required to Close
| Down Payment (20%) | $175,800 |
| Ontario Land Transfer Tax | $14,055 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $192,855 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.