
51 Daines Drive, Whitby
Whitby
$849,000
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP-ADMIRAL REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
First Time On the market! A rare opportunity to acquire a lovingly maintained property from its original owners! This Sprawling Bungalow with 1,775 sf of main-floor living space is nestled in the highly sought-after Rolling Acres community of Whitby and is set on an expansive 49.74f wide by 118.11f deep lot and has exceptional curb appeal with plenty of setback and mature landscaping. The backyard offers an abundance of private outdoor space-ideal for entertaining on a large patio deck, gardening, or adding a future pool. Boasting 11.5 foot high ceilings in the grand living and dining room & 9 foot ceilings in the foyer and an expansive 1,100sf in-law suite (approx. estimate) with kitchen, 3 piece bathroom & 2 bedrooms in the professionally finished basement! Other Features include an attached 2 car garage with total 4 car parking spaces, new paint June 2026, new basement vinyl plank flooring (June 2026), new dishwasher (June 2026), a huge master bedroom with 3 piece ensuite bath and a turn-key handicap/wheelchair walk-way along the side & up to the rear deck of the property. This unique bungalow is designed for comfortable family living and easy main-floor accessibility and offers effortless versatile living for seniors or a growing family! Living in Rolling Acres places everyday essentials and lifestyle perks right at your doorstep: Top-Rated Schools including John Dryden P.S., Sir Samuel Steele P.S., and St. Mark the Evangelist Catholic School. Surrounded by family-friendly green spaces such as Darren Park, Jack Wilson Park, and connected walking/cycling trails along local creek systems. Shop & Dine Convenience minutes from major retail hubs along Taunton Road and Thickson Road, including local grocery stores, big-box shopping, coffee shops, and diverse dining options. Seamless Transit & Commuting with quick and convenient access to Highways 401, 407, and 412, as well as Durham Region Transit & the Whitby GO Station for a quick commute into Toronto.
MississaugaInvestor.ca
51 Daines Drive
Detached · 5bd/3ba · ~1,750 sqft
$849,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.51%
Monthly Cash Flow
-$1,423/mo
Estimated Rent
$4,395/mo
Cash-on-Cash
-9.17%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,395 |
| Mortgage | −$3,908 |
| Property Tax | −$757 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$220 |
| Cash Flow | -$1,423/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$52,740 |
| Vacancy (5%) | −$2,637 |
| Property Tax | −$9,084 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,490 |
| Annual NOI | $29,829 |
| Cap Rate | 3.51% |
Cash Required to Close
| Down Payment (20%) | $169,800 |
| Ontario Land Transfer Tax | $13,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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