56 Winston Crescent, Whitby
Whitby
$799,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by Global Bricks Realty
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,900/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful and Extra large Corner Lot. Renovated 3 Bedrooms, 3 Bathrooms Home In FabulousWhitby Location. Perfect For First Time Buyers! Gorgeous Kitchen, Quartz Counters & Beautiful Backsplash! Flooring was done recently through out and updated with morden finishes! Massive Master W/His & Hers Closets & Semi-Ensuite! Generous Bedrooms W/Ample Storage! Across TheStreet From New Park, Steps To School, Shopping & all big box stores. Close To GO Transit & 401!
MississaugaInvestor.ca
56 Winston Crescent
Detached · 3bd/3ba · ~1,300 sqft
$799,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.73%
Monthly Cash Flow
-$2,526/mo
Estimated Rent
$2,900/mo
Cash-on-Cash
-17.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,900 |
| Mortgage | −$3,678 |
| Property Tax | −$712 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$666 |
| Vacancy (5%) | −$145 |
| Cash Flow | -$2,526/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$34,800 |
| Vacancy (5%) | −$1,740 |
| Property Tax | −$8,549 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,990 |
| Annual NOI | $13,821 |
| Cap Rate | 1.73% |
Cash Required to Close
| Down Payment (20%) | $159,800 |
| Ontario Land Transfer Tax | $12,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.