2 Wilson House Drive, Whitby
Whitby
$1,639,000
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Frank Real Estate
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,800/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this stunning custom-built 3-bedroom, 3-bathroom two-storey brick estate home, ideally situated on a spectacular 0.747-acre corner lot in the highly sought-after community of Ashburn. Nestled within a mature enclave of multimillion-dollar estate homes, this exceptional property offers privacy, space, and timeless elegance, surrounded by mature trees and tall hedges. Inside, hardwood flooring and upgraded light fixtures flow throughout the home. The updated chef's kitchen is sure to impress, featuring a stunning granite countertop and plenty of space for everyday living and entertaining. The main floor offers an ideal layout with a spacious living room, family room, formal dining room, breakfast area, and a dedicated office complete with built-in cabinetry and desk. Upstairs, the impressive primary suite features a comfortable sitting area, his-and-hers closets, and a luxurious 5-pieceensuite with heated floors, soaring ceilings, double vanities, a standalone tub, and a beautifully tiled shower. Two additional spacious bedrooms and a convenient second-floor laundry room with laundry sink complete the upper level. Outside, enjoy an incredible private backyard with extensive landscaping, flagstone, a large shed, gazebo, and multiple walkouts leading to a wraparound deck-perfect for relaxing or entertaining. A large double garage and expansive driveway provide parking for 8+ vehicles. Located just minutes from Port Perry, Whitby, Uxbridge, Highway 407, golf courses, ski hills, and countless amenities, this exceptional Ashburn estate offers the perfect blend of luxury, privacy, and convenience.
MississaugaInvestor.ca
2 Wilson House Drive
Detached · 3bd/3ba · ~2,750 sqft
$1,639,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.41%
Monthly Cash Flow
-$6,986/mo
Estimated Rent
$3,800/mo
Cash-on-Cash
-23.28%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,800 |
| Mortgage | −$7,544 |
| Property Tax | −$1,461 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,366 |
| Vacancy (5%) | −$190 |
| Cash Flow | -$6,986/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,600 |
| Vacancy (5%) | −$2,280 |
| Property Tax | −$17,537 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$16,390 |
| Annual NOI | $6,693 |
| Cap Rate | 0.41% |
Cash Required to Close
| Down Payment (20%) | $327,800 |
| Ontario Land Transfer Tax | $29,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $360,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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