1778 Silverthorn Square, Pickering
Pickering
$1,099,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE SIGNATURE REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to 1778 Silverthorn Square, a beautifully maintained all-brick detached two-story home located in one of Pickering's most sought-after family-friendly communities, surrounded by top-rated schools.Offering approximately 2,038 sq. ft. above grade, this impressive 3-bedroom, 4-bathroom residence showcases true pride of ownership and is ideal for growing or multi-generational families seeking comfort, space, and exceptional value. This House is bright and inviting open-concept living and dining area featuring a large windows that fills the home with natural light, creating the perfect setting for everyday living and entertainment. The updated kitchen is both stylish and functional, offering ample cabinetry and counter space, a spacious breakfast area, and a walkout to the private backyard oasis complete with a large in-ground swimming pool, perfect for summer fun and family gatherings. The upper level features two primary bedrooms plus a generously sized third bedroom. The main primary retreat boasts a walk-in closet and a luxurious 5-piece ensuite. huge value was added invested in high-quality upgrades, including new flooring, all new windows and front entrance door, custom blinds, four fully renovated bathrooms, fresh paint throughout, pot lights on every level and exterior, elegant chandeliers with ceiling fans, double-door entry, and a newly renovated open-concept kitchen with premium finishes and new appliances. Additional improvements include a new washer and dryer, new air conditioner, Tankless water heater, garage door, and raised stone front patio. The finished basement offers excellent flexibility with a bedroom, full bathroom, separate living area, and kitchenette with potential for a stove. With the possibility of creating a private side entrance, this space is ideal for extended family, in-law accommodation, or future rental income. Combining luxury finishes, versatile living space, outstanding curb appeal, easy commute to 401 and PTC.
MississaugaInvestor.ca
1778 Silverthorn Square
Detached · 4bd/4ba · ~2,250 sqft
$1,099,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.51%
Monthly Cash Flow
-$2,765/mo
Estimated Rent
$4,590/mo
Cash-on-Cash
-13.75%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,590 |
| Mortgage | −$5,059 |
| Property Tax | −$925 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$916 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$2,765/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,080 |
| Vacancy (5%) | −$2,754 |
| Property Tax | −$11,100 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,990 |
| Annual NOI | $27,536 |
| Cap Rate | 2.51% |
Cash Required to Close
| Down Payment (20%) | $219,800 |
| Ontario Land Transfer Tax | $18,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $241,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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