
579 Shaftsbury Street, Oshawa
Oshawa
$849,999
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
3
Days on Market
1
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Legal Suite (+$1,400/mo)
Rent Estimate
Estimated from market price-to-rent ratios
Remarks
Welcome to this beautifully maintained 4-bedroom, approximately 2,200 sq. ft. family home located in Oshawa's highly sought-after Eastdale neighbourhood, one of the city's most established and family-friendly communities.The main floor features elegant hardwood and ceramic flooring throughout, a spacious family room with a cozy gas fireplace, and a bright combined living and dining area-perfect for both everyday living and entertaining. Convenient main-floor laundry adds functionality and ease.The spacious primary suite offers a beautifully updated 4-piece ensuite complete with a modern glass walk-in shower and an oversized walk-in closet. The second bedroom features a walkout to a large private balcony, making it an ideal bedroom, home office, or relaxing retreat. The third and fourth bedrooms are generously sized, each offering ample closet space and abundant natural light.The unfinished basement features oversized windows and a bathroom rough-in, providing exceptional potential to create additional living space tailored to your needs.Outside, the driveway is officially listed for two vehicles but can comfortably accommodate up to four small cars.Ideally situated in a family-oriented neighbourhood surrounded by parks, green spaces, and highly rated schools, this home is also just minutes from shopping, recreation facilities, golf courses, and everyday amenities. Commuters will appreciate the quick and convenient access to Highways 401 and 407, making travel throughout the GTA seamless.**Bonus:** A high-efficiency heat pump was installed in 2023 and includes a transferable 10-year warranty, providing added comfort, energy efficiency, and peace of mind.This version reads more professionally, highlights the home's strongest features, and ends with the newer heat pump as an additional value point that buyers will notice.
MississaugaInvestor.ca
579 Shaftsbury Street
Detached · 4bd/3ba · ~2,250 sqft
$849,999
Cash-Flow Report · July 31, 2026
Cap Rate
2.87%
Monthly Cash Flow
-$1,878/mo
Estimated Rent
$4,100/mo
Cash-on-Cash
-12.09%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,100 |
| Mortgage | −$3,912 |
| Property Tax | −$928 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$205 |
| Cash Flow | -$1,878/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$49,200 |
| Vacancy (5%) | −$2,460 |
| Property Tax | −$11,135 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,500 |
| Annual NOI | $24,405 |
| Cap Rate | 2.87% |
Cash Required to Close
| Down Payment (20%) | $169,999.8 |
| Ontario Land Transfer Tax | $13,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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