54 Oswell Drive, Ajax
Ajax
$839,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/FUTURE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful Bright Detached 2-Storey Home In The Highly Sought-After Northeast Ajax Community, Nestled In A Family-Friendly Neighbourhood. No sidewalk. This Well-Maintained Residence Features 3 Spacious Bedrooms, Wood Flooring Throughout With No Carpet, Fresh Contemporary Paint, And A Modern Kitchen Complete With Quartz Countertops, Stainless Steel Appliances, And A Raised Breakfast Bar. The Bright Open-Concept Layout Offers Comfortable Living And Entertaining Spaces For The Whole Family. The Newly Finished Basement (2025) Provides Additional Living Space And Includes A Stylish 3-Piece Bathroom. Conveniently Located Close To Top-Rated Schools, Parks, Shopping Plazas, Costco, Restaurants, Public Transit, And All Essential Amenities, With Easy Access To Highway 401 For A Seamless Commute. A Fantastic Opportunity To Own A Move-In-Ready Home In One Of Ajax's Most Desirable Communities. Please watch the virtual Video tour for a detailed walkthrough!
MississaugaInvestor.ca
54 Oswell Drive
Detached · 3bd/4ba · ~1,750 sqft
$839,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.6%
Monthly Cash Flow
-$2,746/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-17.9%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$3,862 |
| Property Tax | −$762 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$699 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$2,746/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$9,145 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,390 |
| Annual NOI | $13,395 |
| Cap Rate | 1.6% |
Cash Required to Close
| Down Payment (20%) | $167,800 |
| Ontario Land Transfer Tax | $13,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $184,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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