225 Clarke Street, Oshawa
Oshawa
$549,000
Cash flow, cap rate & mortgage breakdown
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Listed by AVION REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,300/mo
Estimated from market price-to-rent ratios
Remarks
From the moment you arrive, you'll appreciate the warmth and care that has gone into this beautifully renovated and meticulously maintained 1500 sq ft (total) 3-bedroom home. Whether you're enjoying a quiet morning on the inviting front porch or gathering with family inside, this home offers a comfortable and welcoming space to create lasting memories.Thoughtfully updated throughout, the home features a beautifully renovated interior, a newly built staircase connecting the main floor and basement, fresh paint, and a bright, functional layout that feels both inviting and practical. The professionally waterproofed basement provides added peace of mind, while major upgrades-including a new furnace and A/C (2025), HWT (2020), Sump Pump (2023) and an upgraded roof (2018)-allow you to move in with confidence.Perfectly situated close to schools, parks, public transit, shopping, and everyday amenities, this home combines style, comfort, convenience, and exceptional value. Lovingly cared for and truly move-in ready, all that's missing is someone to make it their own.
MississaugaInvestor.ca
225 Clarke Street
Detached · 3bd/2ba · ~900 sqft
$549,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.97%
Monthly Cash Flow
-$1,624/mo
Estimated Rent
$2,300/mo
Cash-on-Cash
-16.21%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,300 |
| Mortgage | −$2,527 |
| Property Tax | −$599 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$458 |
| Vacancy (5%) | −$115 |
| Cash Flow | -$1,624/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$27,600 |
| Vacancy (5%) | −$1,380 |
| Property Tax | −$7,192 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,490 |
| Annual NOI | $10,838 |
| Cap Rate | 1.97% |
Cash Required to Close
| Down Payment (20%) | $109,800 |
| Ontario Land Transfer Tax | $7,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $120,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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