42 Rossland Road, Oshawa
Oshawa
$589,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL LEPAGE ASSOCIATES REALTY
Investment Analysis
Key Facts
Type
Duplex
Bedrooms
2
Bathrooms
2
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
Estimated per-unit rents for duplex based on GTA rental market data
Remarks
Beautifully Renovated Detached 2-Storey Home Situated On A Large Lot With A Huge Private Backyard! Featuring A Bright Open-Concept Main Floor With Modern Finishes Throughout, New Flooring Throughout The Entire Home, Pot Lights, And A Fully Renovated Extended Kitchen With Stainless Steel Appliances. Fully Renovated Main Bathroom Plus Main Floor Powder Room. Spacious Living And Dining Areas Perfect For Entertaining. Finished Lower Level With Separate Entrance Offers Excellent Additional Living Space And In-Law Potential. New Basement Windows Added. Long Private Driveway With Ample Parking. Massive Backyard With Mature Trees, Patio Area, And Two Garden Sheds. Conveniently Located Close To Schools, Parks, Shopping, Transit, And Highway Access. Move-In Ready Opportunity For Families, Investors, Or Multi-Generational Living.
MississaugaInvestor.ca
42 Rossland Road
Duplex · 2bd/2ba · ~900 sqft
$589,900
Cash-Flow Report · July 31, 2026
Cap Rate
3.03%
Monthly Cash Flow
-$1,226/mo
Estimated Rent
$3,000/mo
Cash-on-Cash
-11.38%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,000 |
| Mortgage | −$2,715 |
| Property Tax | −$644 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$492 |
| Vacancy (5%) | −$150 |
| Cash Flow | -$1,226/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,000 |
| Vacancy (5%) | −$1,800 |
| Property Tax | −$7,728 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$5,899 |
| Annual NOI | $17,873 |
| Cap Rate | 3.03% |
Cash Required to Close
| Down Payment (20%) | $117,980 |
| Ontario Land Transfer Tax | $8,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $129,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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