
7 Heyworth Crescent, Toronto E02
Toronto E02
$1,135,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX Rouge River Realty Ltd.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Fantastic opportunity for investors or multi-generational families! This detached home offers two separate living quarters, providing flexibility, privacy, and excellent income potential. Situated on a generous lot with a spacious backyard, this property is ideally located just minutes from downtown Toronto and steps from the waterfront, parks, trails, and the highly sought-after Upper Beaches community. The main level features a bright foyer and spacious living room with large windows that fill the home with natural light. The primary bedroom offers a walkout to a deck, creating the perfect space to enjoy your morning coffee or unwind at the end of the day. The lower level includes a functional kitchen with pot lights, stainless steel sink, and a walkout to the backyard. The adjoining dining area is combined with the kitchen, creating an inviting space for everyday living and entertaining. A spacious bedroom with closet space and convenient ensuite bath completes this level. Upstairs, you'll find a separate living area highlighted by a vaulted ceiling and large windows. The bright kitchen features a walkout to a private balcony, while the bedroom offers ample closet space and natural light. With separate living spaces, a desirable location close to transit, waterfront amenities, and downtown Toronto, this property presents an exceptional opportunity for investors, first-time buyers looking for mortgage assistance, or families seeking versatile living arrangements.
MississaugaInvestor.ca
7 Heyworth Crescent
Detached · 3bd/3ba · ~1,300 sqft
$1,135,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.98%
Monthly Cash Flow
-$4,302/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-20.72%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$5,224 |
| Property Tax | −$899 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$946 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$4,302/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$10,783 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,350 |
| Annual NOI | $11,077 |
| Cap Rate | 0.98% |
Cash Required to Close
| Down Payment (20%) | $227,000 |
| Ontario Land Transfer Tax | $19,175 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $249,175 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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