
1407 Ashgrove Crescent, Oshawa
Oshawa
$889,900
Cash flow, cap rate & mortgage breakdown
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Listed by Coldwell Banker Electric Realty
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
5 REASONS YOU'LL LOVE THIS HOME! 1) THE BEAUTIFULLY FINISHED BASEMENT - This exceptional finished basement offers a wonderfully private retreat, ideal for extended family, adult children, or overnight guests. Complete with a spacious recreation room warmed by a cozy fireplace, a generous bedroom area, a beautifully finished full bathroom, and abundant storage, this versatile space is perfect for relaxing, entertaining, or multi-generational living. 2) THE SOUGHT-AFTER LOCATION - Enjoy the best of both worlds in one of North Oshawa's most desirable family-friendly neighbourhoods. Offering peaceful suburban living just minutes from shopping, restaurants, schools, parks, and everyday amenities, with big box stores within walking distance, everything you need is right at your doorstep. 3) THE LUXURIOUS PRIMARY RETREAT - The spacious primary bedroom is your own private sanctuary, complete with a generous walk-in closet and a beautifully updated 8-piece ensuite. Unwind in the oversized walk-in shower, relax in the elegant corner soaker tub, and enjoy the convenience of double sinks with modern fixtures. 4) THE ENTERTAINER'S BACKYARD - Designed for making memories, this incredible backyard offers something for everyone. Gather with family and friends on the large deck with gazebo or expansive patio, while the maintenance-free turf keeps outdoor living easy. Kids will absolutely love the full-sized treehouse complete with its own attached slide. 5) THE CUSTOM KITCHEN - Beautifully designed for both everyday living and entertaining, the custom kitchen features sleek cabinetry, generous counter space, modern stainless steel appliances, and elegant under-cabinet lighting. The bright breakfast area walks out to the back deck, creating the perfect space for morning coffee, casual family meals, or seamless indoor-outdoor entertaining. EXTRAS: HWT Owned 2018, Furnace 2017, AC 2017, Gas: ~$96.13/mo. Hydro: ~$126.00/mo. Water: ~$83.33/mo
MississaugaInvestor.ca
1407 Ashgrove Crescent
Detached · 5bd/4ba · ~2,250 sqft
$889,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.42%
Monthly Cash Flow
-$3,043/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-18.7%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$4,096 |
| Property Tax | −$972 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$742 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$3,043/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$11,658 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,899 |
| Annual NOI | $12,653 |
| Cap Rate | 1.42% |
Cash Required to Close
| Down Payment (20%) | $177,980 |
| Ontario Land Transfer Tax | $14,273 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $195,253 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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