
1 Lively Way, Whitby
Whitby
$784,990
Cash flow, cap rate & mortgage breakdown
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Listed by PIVOT REAL ESTATE GROUP
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,100/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 1 Lively Way! This beautiful brand-new traditional freehold Townhome built by Acorn Developments. This bright and spacious Nordic Architecture inspired home features 4 good size Bedrooms and 3.5 bathrooms, 2,040 sq. ft, 9' smooth ceiling on Main Floor, Oak stairs, Extended Upper Kitchen Cabinets, and granite countertop and Stainless-Steel appliances. END UNIT/LOOKOUT BMST/ NEVER LIVED IN. Buy Directly from the Builder. Price does no include HST & Home is qualified under the new Government Enhance HST New Home Rebate Incentives. (No Development charges, Tarion Warranty available). Conveniently located in the heart of Whitby. Public transit at doorsteps. Walking distance to Starbucks, Walmart, Daycare, Parks and playgrounds, groceries, shops, and dining. Easy access to both 401 & 407 for commuters. Luxury features include private Primary Bedroom level with 4-piece Ensuites, private balcony, and His & Her Walk-in closets, fully Walkout basement access to backyard. New Home, never lived in, Buy directly from the Builder. A Must See! Don't miss the opportunity to live in this urban charm Sincerely Acorn Community! Potl fee includes garbage disposal, snow removal & landscaping of the common area.
MississaugaInvestor.ca
1 Lively Way
Att/Row/Townhouse · 4bd/4ba · ~2,250 sqft
$784,990
Cash-Flow Report · July 31, 2026
Cap Rate
2.09%
Monthly Cash Flow
-$2,247/mo
Estimated Rent
$3,100/mo
Cash-on-Cash
-15.66%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,100 |
| Mortgage | −$3,613 |
| Property Tax | −$700 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$654 |
| Vacancy (5%) | −$155 |
| Cash Flow | -$2,247/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,200 |
| Vacancy (5%) | −$1,860 |
| Property Tax | −$8,399 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,850 |
| Annual NOI | $16,391 |
| Cap Rate | 2.09% |
Cash Required to Close
| Down Payment (20%) | $156,998 |
| Ontario Land Transfer Tax | $12,175 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $172,173 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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