
148 Shrewsbury Drive, Whitby
Whitby
$864,900
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX HALLMARK FIRST GROUP REALTY LTD.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
4
Bathrooms
4
Days on Market
2
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,150/mo
Estimated from market price-to-rent ratios
Remarks
Rarely offered 4-bedroom, 4-bathroom freehold end-unit townhome in the highly sought-after Brooklin community! Offering the feel of a semi-detached home with a private side gate leading to the fully fenced backyard and direct backyard access through the garage. This beautifully maintained home boasts exceptional curb appeal, a covered front porch, and parking for 3 vehicles. Inside, you'll find hardwood floors, California shutters, and tasteful décor throughout. The bright eat-in kitchen features a breakfast area with walk-out to a large deck overlooking the backyard. The inviting family room showcases a large picture window with beautiful backyard views. Step outside to your private, fully fenced backyard oasis featuring multiple outdoor living spaces, including a large upper deck, lower patio, and above-ground pool, perfect for relaxing or entertaining. Upstairs offers 4 generous bedrooms, including a spacious primary retreat with a walk-in closet and 4-piece ensuite. The third bedroom features a private walk-out balcony, while the fourth bedroom also includes a walk-in closet. The newly renovated walk-out basement adds exceptional living space with large above-grade windows, a stunning fluted feature wall with electric fireplace, wet bar, pot lights, a dedicated gym area, laundry, and a beautifully appointed 3-piece bathroom. Steps to top-rated schools, parks, trails, shopping, transit, and all the amenities Brooklin has to offer. A perfect family home in an unbeatable location!
MississaugaInvestor.ca
148 Shrewsbury Drive
Att/Row/Townhouse · 4bd/4ba · ~1,750 sqft
$864,900
Cash-Flow Report · July 31, 2026
Cap Rate
1.77%
Monthly Cash Flow
-$2,706/mo
Estimated Rent
$3,150/mo
Cash-on-Cash
-17.11%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,150 |
| Mortgage | −$3,981 |
| Property Tax | −$771 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$721 |
| Vacancy (5%) | −$158 |
| Cash Flow | -$2,706/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$37,800 |
| Vacancy (5%) | −$1,890 |
| Property Tax | −$9,254 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,649 |
| Annual NOI | $15,307 |
| Cap Rate | 1.77% |
Cash Required to Close
| Down Payment (20%) | $172,980 |
| Ontario Land Transfer Tax | $13,773 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $189,753 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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