107 Norland Circle, Oshawa
Oshawa
$798,000
Cash flow, cap rate & mortgage breakdown
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Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
3
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,550/mo
Estimated from market price-to-rent ratios
Remarks
Beautifully Upgraded All Brick Home On Premium Lot Boasts A Fantastic Open Concept Floor Plan Featuring Hardwood And Ceramics On Main Floor Oak Staircase, Garden Door Walk Out From Breakfast Area , Breakfast Bar, Master Has Ensuite With Corner Soaker Tub And Seperate Shower. Great Location Steps To University Neutral Decor Throughout.New Roof (2020), Furnance (2020), Dryer (2021), Washer (2023), Air Condition (2025), Dishwasher(2024). Also recent upgrades to Kitchen with premium materials, light fixtures and front entrance staircase
MississaugaInvestor.ca
107 Norland Circle
Detached · 3bd/3ba · ~1,750 sqft
$798,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.99%
Monthly Cash Flow
-$3,012/mo
Estimated Rent
$2,550/mo
Cash-on-Cash
-20.65%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,550 |
| Mortgage | −$3,673 |
| Property Tax | −$871 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$665 |
| Vacancy (5%) | −$128 |
| Cash Flow | -$3,012/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,600 |
| Vacancy (5%) | −$1,530 |
| Property Tax | −$10,454 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,980 |
| Annual NOI | $7,936 |
| Cap Rate | 0.99% |
Cash Required to Close
| Down Payment (20%) | $159,600 |
| Ontario Land Transfer Tax | $12,435 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $175,035 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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