1074 Simcoe Street, Oshawa
Lakeview · Investor guide
$475,000
Estimated Value
$1,252,000
Based on neighbourhood averages
Cash flow, cap rate & mortgage breakdown
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Listed by Royal LePage Frank Real Estate
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
1
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,800/mo
Based on Lakeview neighbourhood rental data for 3-bed Detached
Remarks
Welcome To This Charming 2+1 Bedroom Detached Home. Situated On A Spacious Lot In A Quiet, Mature Neighbourhood, This Home Offers The Perfect Blend Of Comfort And Convenience. Smart Home Ready, This Home Is Equipped For Modern Living. A Rough-In For A Second Bathroom In The Basement Provides An Excellent Opportunity To Add Value And Customize The Space To Suit Your Needs. The Detached Garage Offers Ample Storage Or Workshop Potential. Located Within A Community Safety Zone And Just Minutes From Schools, Parks, Shopping And Other Everyday Amenities, This Is An Ideal Location For First-Time Buyers, Downsizers Or Investors. Don't Miss Your Opportunity To Own This Well Maintained Home.
MississaugaInvestor.ca
1074 Simcoe Street
Detached · 3bd/1ba · ~900 sqft
$475,000
Cash-Flow Report · July 31, 2026
Cap Rate
6.71%
Monthly Cash Flow
+$470/mo
Estimated Rent
$3,800/mo
Cash-on-Cash
5.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,800 |
| Mortgage | −$2,186 |
| Property Tax | −$333 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$396 |
| Vacancy (5%) | −$190 |
| Cash Flow | +$470/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$45,600 |
| Vacancy (5%) | −$2,280 |
| Property Tax | −$3,990 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$4,750 |
| Annual NOI | $31,880 |
| Cap Rate | 6.71% |
Cash Required to Close
| Down Payment (20%) | $95,000 |
| Ontario Land Transfer Tax | $5,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $103,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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