485 Beresford Path, Oshawa
Oshawa
$499,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE ELITE SERVICES REALTY INC.
Investment Analysis
Key Facts
Type
Condo Townhouse
Bedrooms
2
Bathrooms
2
Days on Market
3
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,800/mo
Estimated from market price-to-rent ratios
Remarks
Beautiful Two-Level Townhome Featuring A Thoughtfully Designed Open-Concept Main Floor That Maximizes Both Space And Functionality. Vinyl Flooring Runs Throughout The Main Level, Which Includes A Convenient Powder Room And A Spacious Closet. The Modern Kitchen Overlooks The Bright And Inviting Living Area, Creating The Perfect Space For Everyday Living And Entertaining. The Stylish Kitchen Is Equipped With Quartz Countertops, A Modern Backsplash, Stainless Steel Appliances That Seamlessly Connects The Kitchen And Living Area. Step Out From The Living To A Private Balcony, The Perfect Place To Enjoy Your Morning Coffee Or Relax Outdoors. The Lower Level Offers Two Spacious Bedrooms With Above-Grade Windows, A 4-Piece Bathroom, And Convenient In-Suite Laundry. This Beautiful Home Is An Excellent Opportunity To Own A Modern Townhome In A Prime Central Location Close To Shopping, Restaurants, Schools, Public Transit, Highway 401, Parks, And Scenic Walking And Running Trails.
MississaugaInvestor.ca
485 Beresford Path
Condo Townhouse · 2bd/2ba · ~1,100 sqft
$499,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.66%
Monthly Cash Flow
-$1,607/mo
Estimated Rent
$1,800/mo
Cash-on-Cash
-17.65%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,800 |
| Mortgage | −$2,297 |
| Property Tax | −$545 |
| Insurance | −$225 |
| Condo Fee | −$250 |
| Vacancy (5%) | −$90 |
| Cash Flow | -$1,607/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$21,600 |
| Vacancy (5%) | −$1,080 |
| Property Tax | −$6,537 |
| Insurance | −$2,700 |
| Condo Fee | −$3,000 |
| Annual NOI | $8,283 |
| Cap Rate | 1.66% |
Cash Required to Close
| Down Payment (20%) | $99,800 |
| Ontario Land Transfer Tax | $6,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $109,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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