207 Michael Boulevard, Whitby
Whitby
$845,000
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/FUTURE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
4
Price Drop
3%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,950/mo
Estimated from market price-to-rent ratios
Remarks
Exceptional And Well Maintained Sidesplit Detached Home In Highly Sought-After Lynde Creekenclave! It's 3 Bedrooms And 2 Full Bathrooms With A Great Familly Room With Fireplace At Lowerlevel With Above Ground Windows. Renovated Modern Kitchen With Eating Area With Walkout To Deckgreat For Bbq And Entertainment And Private Backyard.Attached 0ne Car Garage With Dooropener.Property Features Newer Hardwood Floor From Top To Bottom And Staircases.Open/L-Shapeliving And Dinning Room.Conveniently Located Close To Schools, Public Transit, Shopping, Parks, Restaurants, Hwy 401,Hwy 407, Whitby GO Station, Otter Creek, And D'Hillier Park Trail, Offering Plenty Of Walkingand Biking Trails Nearby.
MississaugaInvestor.ca
207 Michael Boulevard
Detached · 3bd/2ba · ~1,300 sqft
$845,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.59%
Monthly Cash Flow
-$2,770/mo
Estimated Rent
$2,950/mo
Cash-on-Cash
-17.93%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,950 |
| Mortgage | −$3,889 |
| Property Tax | −$754 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$704 |
| Vacancy (5%) | −$148 |
| Cash Flow | -$2,770/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$35,400 |
| Vacancy (5%) | −$1,770 |
| Property Tax | −$9,042 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,450 |
| Annual NOI | $13,438 |
| Cap Rate | 1.59% |
Cash Required to Close
| Down Payment (20%) | $169,000 |
| Ontario Land Transfer Tax | $13,375 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $185,375 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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