1136 Schooling Drive, Oshawa
Oshawa
$850,000
Cash flow, cap rate & mortgage breakdown
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Listed by CITYSCAPE REAL ESTATE LTD.
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
5
Bathrooms
4
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Don't miss out this opportunity, very close to shopping center, major intersection Harmony/Taunton. In law suite with separate entrance. walking distance school/shopping plaza, public transport, Kids play area. Great neighborhood. No retrofit warranty for basement suite.
MississaugaInvestor.ca
1136 Schooling Drive
Semi-Detached · 5bd/4ba · ~1,300 sqft
$850,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.8%
Monthly Cash Flow
-$1,930/mo
Estimated Rent
$4,045/mo
Cash-on-Cash
-12.42%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,045 |
| Mortgage | −$3,912 |
| Property Tax | −$928 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$202 |
| Cash Flow | -$1,930/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$48,540 |
| Vacancy (5%) | −$2,427 |
| Property Tax | −$11,135 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,500 |
| Annual NOI | $23,778 |
| Cap Rate | 2.8% |
Cash Required to Close
| Down Payment (20%) | $170,000 |
| Ontario Land Transfer Tax | $13,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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