
51 Gloria Crescent, Whitby
Whitby
$2,259,900
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL HERITAGE REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
5
Days on Market
5
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$5,050/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 51 Gloria Cres, a custom-built bungalow on a 39 x 184 ft lot in the prestigious Williamsburg community. Step inside and feel at home right away. Featuring hardwood floors throughout, this inviting home offers a spacious open-concept layout with a granite kitchen, eat-in area, and great room perfect for family living. Built-in speakers add extra comfort and charm. The main level features two large bedrooms, including a primary suite with a walk-in closet and ensuite with jacuzzi tub. Also included are a large office, powder room, and laundry room with access to the two-car garage with high ceilings. The great room walks out to a large deck with a gas line for your BBQ or smoker. The walkout lower-level features two large bedrooms both with ensuites, exercise space, and a spacious open-concept living area with a kitchenette. It is rare to find a home like this For Sale on a quiet crescent. Just steps to amenities, schools, parks, Thermea Spa, big box stores, transit, and Highways 412, 407, and 401. Do not miss this rare opportunity to own an exceptional bungalow in Williamsburg. This is a must-see home!
MississaugaInvestor.ca
51 Gloria Crescent
Detached · 5bd/5ba · ~1,750 sqft
$2,259,900
Cash-Flow Report · August 1, 2026
Cap Rate
0.36%
Monthly Cash Flow
-$9,728/mo
Estimated Rent
$5,050/mo
Cash-on-Cash
-23.44%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,050 |
| Mortgage | −$10,402 |
| Property Tax | −$2,015 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,883 |
| Vacancy (5%) | −$253 |
| Cash Flow | -$9,728/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$60,600 |
| Vacancy (5%) | −$3,030 |
| Property Tax | −$24,181 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$22,599 |
| Annual NOI | $8,090 |
| Cap Rate | 0.36% |
Cash Required to Close
| Down Payment (20%) | $451,980 |
| Ontario Land Transfer Tax | $42,973 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $497,953 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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