2243 Pilgrim Square, Oshawa
Oshawa
$950,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by DAN PLOWMAN TEAM REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
5
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,000/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To This Beautifully Maintained 4-Bedroom Tribute Home In Desirable Windfields Community, Offering An Exceptional Blend Of Space, Comfort, And Lifestyle. Designed For Both Everyday Living And Entertaining, The Main Floor Features A Spacious Eat-In Kitchen, Elegant Living And Dining Area, Inviting Family Room, Convenient Server's Area, Main Floor Laundry, And Direct Access To The Garage. Upstairs, Discover 4 Generously Sized Bedrooms Including A Spacious Primary Retreat Complete With A Walk-In Closet And Private Ensuite Bath. The Finished Basement Extends Your Living Space With A Large Recreation Room, Stylish Bar Area, And Convenient 2-Piece Bathroom-Perfect For Hosting Family And Friends. Step Outside To Your Own Private Backyard Oasis Featuring Stunning Front And Rear Landscaping, An Above-Ground Pool For Summer Enjoyment, And An In-Ground Sprinkler System To Keep The Lawn Lush And Beautifully Maintained All Season Long. Ideally Located Just Minutes To Hwy 407, Durham College, Ontario Tech University, Schools, Parks, And Shopping. A Wonderful Opportunity To Own A Thoughtfully Designed Family Home In One Of North Oshawa's Sought-After Communities.
MississaugaInvestor.ca
2243 Pilgrim Square
Detached · 4bd/5ba · ~2,750 sqft
$950,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.01%
Monthly Cash Flow
-$3,577/mo
Estimated Rent
$3,000/mo
Cash-on-Cash
-20.59%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,000 |
| Mortgage | −$4,373 |
| Property Tax | −$1,037 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$792 |
| Vacancy (5%) | −$150 |
| Cash Flow | -$3,577/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,000 |
| Vacancy (5%) | −$1,800 |
| Property Tax | −$12,445 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$9,500 |
| Annual NOI | $9,555 |
| Cap Rate | 1.01% |
Cash Required to Close
| Down Payment (20%) | $190,000 |
| Ontario Land Transfer Tax | $15,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $208,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.