1185 Norman Court, Oshawa
Oshawa
$475,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by DAN PLOWMAN TEAM REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
1
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$2,500/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To This Great Bungalow, Perfect For First Time Buyers, Downsizers And Investors. The Main Floor Consists Of An Open Concept Living Room And Kitchen. The Kitchen Has A Ton Of Cupboard Space, Counter Space, Stainless Steel Appliances And Breakfast Bar. The Living Room Has High Quality Laminate Flooring And Pot Lights. The Massive Primary Bedroom Was Two Bedrooms And Has Been Combined Into One. The Second Bedroom Is A Great Size As Well. The Partially Finished Basement Has Been Drywalled And Ready For Your Finishing Touches. Complete With Rec Room And Additional Bedroom. Book Your Private Showing Today.
MississaugaInvestor.ca
1185 Norman Court
Detached · 4bd/1ba · ~900 sqft
$475,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.12%
Monthly Cash Flow
-$951/mo
Estimated Rent
$2,500/mo
Cash-on-Cash
-10.98%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,500 |
| Mortgage | −$2,186 |
| Property Tax | −$519 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$396 |
| Vacancy (5%) | −$125 |
| Cash Flow | -$951/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,000 |
| Vacancy (5%) | −$1,500 |
| Property Tax | −$6,223 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$4,750 |
| Annual NOI | $14,827 |
| Cap Rate | 3.12% |
Cash Required to Close
| Down Payment (20%) | $95,000 |
| Ontario Land Transfer Tax | $5,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $103,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.