
21- 1295 Wharf Street, Pickering
Pickering
$849,999
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by CMI REAL ESTATE INC.
Investment Analysis
Key Facts
Type
Att/Row/Townhouse
Bedrooms
2
Bathrooms
3
Days on Market
4
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,550/mo
Estimated from market price-to-rent ratios
Remarks
Lakeside Living at Frenchman's Bay! Welcome to this stunning 2+1 bedroom, 3-bathroom townhouse in one of Pickering's most sought-after waterfront communities. Featuring a bright and spacious open-concept layout, this home is highlighted by soaring vaulted ceilings in the living room and a modern kitchen designed for both everyday living and entertaining. The second floor offers a generously sized bedroom with its own private ensuite bathroom, along with a large den that provides the perfect space for a home office, reading nook, or guest area. The entire third floor is dedicated to an impressive primary retreat, complete with a luxurious 5-piece ensuite and a private walk-out balcony. Every bedroom enjoys access to its own bathroom, providing exceptional comfort and privacy. Residents enjoy access to a community pool and an unbeatable location in a vibrant lakeside neighbourhood. Just steps from the waterfront trails, Frenchman's Bay, and Lake Ontario, and only minutes to the Boardwalk, restaurants, coffee shops, Highway 401, transit, shopping, and parks. A rare opportunity to own in one of Pickering's most desirable lakeside communities, where convenience, recreation, and waterfront living come together.
MississaugaInvestor.ca
21- 1295 Wharf Street
Att/Row/Townhouse · 2bd/3ba · ~1,750 sqft
$849,999
Cash-Flow Report · July 31, 2026
Cap Rate
1.09%
Monthly Cash Flow
-$3,138/mo
Estimated Rent
$2,550/mo
Cash-on-Cash
-20.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,550 |
| Mortgage | −$3,912 |
| Property Tax | −$715 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$128 |
| Cash Flow | -$3,138/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$30,600 |
| Vacancy (5%) | −$1,530 |
| Property Tax | −$8,585 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,500 |
| Annual NOI | $9,285 |
| Cap Rate | 1.09% |
Cash Required to Close
| Down Payment (20%) | $169,999.8 |
| Ontario Land Transfer Tax | $13,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.