
58 Central Park Boulevard, Oshawa
Oshawa
$875,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 ASSOCIATES INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
3
Bathrooms
2
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Beautifully Renovated Detached Brick Bungalow With Incredible Versatility! Welcome to this stylishly updated home offering modern finishes, a functional layout, and exceptional potential for families, extended family living, or future rental income. The bright and inviting main floor features an open-concept living and dining area with upgraded laminate flooring, updated baseboards, pot lights, modern light fixtures, and custom window coverings throughout. The stunning renovated kitchen showcases brand-new soft-close cabinetry, elegant quartz countertops, and a convenient butler's server area, adding both style and functionality for everyday living and entertaining. The thoughtfully converted two-bedroom layout offers spacious principal rooms, while the second bedroom provides a walkout to the backyard (door will be replaced before closing) and a new covered deck-perfect for enjoying your morning coffee or relaxing outdoors. All electrical wiring replaced & new 200 AMP electric panel. The fully finished basement offers flexibility & additional living space, with a kitchen, large bedroom that can easily be converted to two bedrooms, a recently updated 4-piece semi-ensuite bathroom, and a separate side entrance. An ideal setup for extended family living or a potential income-generating basement apartment. The basement also features a convenient cold room and laundry facilities with access from both the upper and lower levels. Outside, enjoy a fully fenced, generously sized backyard complete with a shed, perfect for storage and outdoor enjoyment. The newly sealed driveway offers parking for up to four vehicles, in addition to the detached single-car garage. Ideally situated close to schools, parks, community centres, public transit, shopping, and numerous everyday amenities, this home offers the perfect blend of comfort, and convenience. A wonderful opportunity to own a beautifully updated home and room for your family to grow and enjoy for years to come!
MississaugaInvestor.ca
58 Central Park Boulevard
Detached · 3bd/2ba · ~900 sqft
$875,000
Cash-Flow Report · August 3, 2026
Cap Rate
2.12%
Monthly Cash Flow
-$2,479/mo
Estimated Rent
$3,640/mo
Cash-on-Cash
-15.5%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,640 |
| Mortgage | −$4,028 |
| Property Tax | −$955 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$729 |
| Vacancy (5%) | −$182 |
| Cash Flow | -$2,479/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$43,680 |
| Vacancy (5%) | −$2,184 |
| Property Tax | −$11,463 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,750 |
| Annual NOI | $18,583 |
| Cap Rate | 2.12% |
Cash Required to Close
| Down Payment (20%) | $175,000 |
| Ontario Land Transfer Tax | $13,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $191,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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