
1221 Fieldstone Circle, Pickering
Pickering
$1,325,000
Cash flow, cap rate & mortgage breakdown
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Listed by ROYAL HERITAGE REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional 4-bedroom, 4-bathroom home in one of Pickering's most desirable neighbourhoods, where luxury, comfort, and thoughtful design come together seamlessly. From the moment you step inside, you'll appreciate the elegant engineered hardwood flooring throughout the living room and second floor, complemented by sophisticated cove lighting that creates a warm and inviting ambiance throughout the home. At the heart of the home is the professionally designed chef's kitchen, featuring premium appliances, a stunning wraparound island with ample seating and workspace, a cozy built-in electric fireplace, custom built-in shelving, and a stylish wet bar-creating the perfect space for both everyday living and entertaining. The spacious living room offers plenty of room to gather with family and friends and features charming window seating with built-in storage, combining comfort with functionality. A skylight fills the home with an abundance of natural light, enhancing the bright and airy feel throughout. Upstairs, the spacious primary suite serves as a private retreat complete with a luxurious 4-piece ensuite, accompanied by three additional generously sized bedrooms. The finished basement is designed with relaxation in mind, offering a 3-piece bathroom, private sauna, dedicated laundry room, and a built-in spa chair to create your own personal wellness retreat. Step outside to your private backyard oasis featuring a sparkling inground pool and backing onto peaceful greenspace with no rear neighbours, providing exceptional privacy and the perfect setting for entertaining or enjoying quiet evenings. Combining premium finishes, resort-inspired amenities, and an unbeatable Pickering location, this beautiful home offers an exceptional lifestyle for families seeking both elegance and everyday comfort.
MississaugaInvestor.ca
1221 Fieldstone Circle
Detached · 4bd/4ba · ~2,250 sqft
$1,325,000
Cash-Flow Report · August 1, 2026
Cap Rate
1.14%
Monthly Cash Flow
-$4,838/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-19.95%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$6,099 |
| Property Tax | −$1,115 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,104 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$4,838/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$13,383 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$13,250 |
| Annual NOI | $15,127 |
| Cap Rate | 1.14% |
Cash Required to Close
| Down Payment (20%) | $265,000 |
| Ontario Land Transfer Tax | $22,975 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $290,975 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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