34- 400 Finch Avenue, Pickering
Pickering
$1,400,000
Cash flow, cap rate & mortgage breakdown
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Listed by CENTURY 21 PERCY FULTON LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
7
Bathrooms
7
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,700/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Beautiful Executive 4+3 Bedroom, 7-Bathroom Detached Home In The Highly Sought-After Rouge Park Community * Built In 2023 * 3260 Sq Ft ** Finished Legal 3-Bedroom Basement Apartment With Private Separate Entrance** Elegant Hardwood Flooring On Main & Second Floor * 9Ft Ceiling On Main* Oak Staircase * Spacious Dining And Family Rooms - Perfect For Entertaining * Modern Kitchen Featuring Granite Countertops, New Centre Island, Backsplash * Bright Breakfast Area With Walk-Out To The Backyard Deck * Main-Floor Office - Ideal For Working From Home * Four Generous Second-Floor Bedrooms, Each Featuring A Private Ensuite Bathroom * Primary Retreat With Custom-Designed His & Hers Closets & Spa-Inspired 6-Piece Ensuite * Custom Walk-In Closets * Basement With Full Kitchen, Recreation Area, Two 4-Piece Bathrooms, New Windows, Kitchen Backsplash & Separate Laundry - Ideal For Extended Family, Multi-Generational Living Or Potential Rental Income * CCTV Home Surveillance & Alarm Systems * BBQ Gas Line* Direct Garage Access * Conveniently Located Close To Schools, Parks, Rouge National Urban Park, Shopping, Transit, Pickering GO Station, Highway 401 & Just Minutes From Toronto. ** POTL Fee Includes, Water, Snow Clearance, Street Maintenance**
MississaugaInvestor.ca
34- 400 Finch Avenue
Detached · 7bd/7ba · ~3,250 sqft
$1,400,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.52%
Monthly Cash Flow
-$3,504/mo
Estimated Rent
$5,800/mo
Cash-on-Cash
-13.68%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$5,800 |
| Mortgage | −$6,444 |
| Property Tax | −$1,178 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,167 |
| Vacancy (5%) | −$290 |
| Cash Flow | -$3,504/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$69,600 |
| Vacancy (5%) | −$3,480 |
| Property Tax | −$14,140 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$14,000 |
| Annual NOI | $35,280 |
| Cap Rate | 2.52% |
Cash Required to Close
| Down Payment (20%) | $280,000 |
| Ontario Land Transfer Tax | $24,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $307,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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