
849 Hanmore Street, Oshawa
Oshawa
$1,299,900
Cash flow, cap rate & mortgage breakdown
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Listed by ZOLO REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
4
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,400/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this exceptional executive bungalow in the prestigious Harrowsmith Ravine Estates, offering over 4,000 sq. ft. of finished living space on a rarely offered premium pie-shaped lot surrounded by mature trees. An impressive covered front porch and oversized 3-car garage create outstanding curb appeal. The thoughtfully designed main floor features a private office, formal dining room with butler's pantry, and a bright gourmet kitchen with a spacious eat-in area, walkout to the backyard, and open-concept layout overlooking the inviting living room with a stunning stone fireplace and feature wall. Retreat to the luxurious primary suite featuring bamboo flooring, backyard walkout, two walk-in closets, and an oversized 3-piece ensuite. A second main floor bedroom also offers its own private 3-piece ensuite. Convenient main floor laundry includes direct garage access. The fully finished basement adds approximately 2,000 sq. ft. of additional living space with a large recreation room, two additional bedrooms, a 4-piece bathroom, and endless possibilities for entertaining, extended family, or a home gym. Enjoy the privacy of the premium pie-shaped backyard with its tranquil, park-like setting surrounded by mature trees. Located just steps to Harmony Valley Conservation Area, walking trails, and Pebblestone Golf Course, with quick access to Highways 401, 407, and 115, plus shopping, restaurants, schools, and all amenities. A rare opportunity to own a spectacular executive bungalow in one of the area's most desirable communities.
MississaugaInvestor.ca
849 Hanmore Street
Detached · 4bd/4ba · ~2,250 sqft
$1,299,900
Cash-Flow Report · July 31, 2026
Cap Rate
0.46%
Monthly Cash Flow
-$5,480/mo
Estimated Rent
$3,400/mo
Cash-on-Cash
-23.04%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,400 |
| Mortgage | −$5,983 |
| Property Tax | −$1,419 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$1,083 |
| Vacancy (5%) | −$170 |
| Cash Flow | -$5,480/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,800 |
| Vacancy (5%) | −$2,040 |
| Property Tax | −$17,029 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$12,999 |
| Annual NOI | $6,032 |
| Cap Rate | 0.46% |
Cash Required to Close
| Down Payment (20%) | $259,980 |
| Ontario Land Transfer Tax | $22,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $285,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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