
825 Bem Avenue, Pickering
Pickering
$849,900
Cash flow, cap rate & mortgage breakdown
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Listed by EXP REALTY
Investment Analysis
Key Facts
Type
Detached
Bedrooms
4
Bathrooms
2
Days on Market
7
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,400/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to 825 Bem Ave., a well-maintained raised bungalow nestled in the highly sought after Bay Ridges community of Pickering. Offering 1,099 sq. ft. of thoughtfully designed living space on the main floor, this inviting home features 3+1 bedrooms, 2 full bathrooms, and a single-car garage, making it an excellent choice for families, downsizers, or those seeking extra space for guests or a home office.The bright main level offers a functional layout with a spacious living and dining area and a well-appointed kitchen complete with stainless steel appliances and plenty of cabinet space. Three comfortable bedrooms and a full bathroom complete the main floor, while the finished lower level adds exceptional versatility with a fourth bedroom, an additional full bathroom, and a generous recreation space perfect for entertaining with Hunter gas fireplace and wet bar, extended family, or working from home.Step outside to a beautifully maintained backyard designed for enjoying the outdoors. Relax under the gazebo, host family and friends, or fire up the included Weber BBQ for effortless summer entertaining. New roof in 2024. Located in one of Pickering's most desirable waterfront neighbourhoods, you'll enjoy quick access to Frenchman's Bay, the Waterfront Trail, parks, marinas, beaches, schools, shopping, Pickering GO Station, and Highway 401. This property offers the perfect blend of lakeside living and commuter convenience.Move-in ready and lovingly cared for, this is an excellent opportunity to own in the heart of Bay Ridges.
MississaugaInvestor.ca
825 Bem Avenue
Detached · 4bd/2ba · ~900 sqft
$849,900
Cash-Flow Report · July 31, 2026
Cap Rate
2.23%
Monthly Cash Flow
-$2,330/mo
Estimated Rent
$3,400/mo
Cash-on-Cash
-15%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,400 |
| Mortgage | −$3,912 |
| Property Tax | −$715 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$708 |
| Vacancy (5%) | −$170 |
| Cash Flow | -$2,330/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$40,800 |
| Vacancy (5%) | −$2,040 |
| Property Tax | −$8,584 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$8,499 |
| Annual NOI | $18,977 |
| Cap Rate | 2.23% |
Cash Required to Close
| Down Payment (20%) | $169,980 |
| Ontario Land Transfer Tax | $13,473 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $186,453 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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