
212- 3220 Sheppard Avenue, Toronto E05
Toronto E05
$488,000
Cash flow, cap rate & mortgage breakdown
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Listed by AVION REALTY INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,950/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this sun-filled south-facing 1+Den, 2 full-bath suite offering 759 sq. ft. of thoughtfully designed living space in the sought-after East 3220 Condos. Less than 5 years new, this bright and functional home features an open-concept layout, contemporary finishes, and quality double-glazed windows for enhanced comfort and sound insulation. The modern kitchen is enhanced with a stylish backsplash, while upgraded vinyl flooring runs throughout the suite for a sleek, carpet-free finish. Both bathrooms feature upgraded glass shower enclosures, adding a touch of luxury. The generous primary bedroom offers a walk-in closet and a private ensuite. A rare oversized den (over 7 sq. m.) offers exceptional flexibility as a second bedroom, home office, or guest space. Enjoy a private balcony, ensuite laundry, one owned underground parking space, and one owned locker. Residents enjoy exceptional building amenities, including a 24-hour concierge, fitness centre, party room, guest suites, media/theatre room, rooftop terrace with BBQs, and visitor parking. Ideally located steps to TTC, shopping, restaurants, parks, and everyday conveniences, with easy access to Highways 401 and 404. An excellent opportunity for both end users and investors!
MississaugaInvestor.ca
212- 3220 Sheppard Avenue
Condo Apartment · 2bd/2ba · ~750 sqft
$488,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.78%
Monthly Cash Flow
-$1,522/mo
Estimated Rent
$1,950/mo
Cash-on-Cash
-17.1%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,950 |
| Mortgage | −$2,246 |
| Property Tax | −$386 |
| Insurance | −$225 |
| Condo Fee | −$517 |
| Vacancy (5%) | −$98 |
| Cash Flow | -$1,522/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$23,400 |
| Vacancy (5%) | −$1,170 |
| Property Tax | −$4,636 |
| Insurance | −$2,700 |
| Condo Fee | −$6,204 |
| Annual NOI | $8,690 |
| Cap Rate | 1.78% |
Cash Required to Close
| Down Payment (20%) | $97,600 |
| Ontario Land Transfer Tax | $6,235 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $106,835 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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