519- 3421 Sheppard Avenue, Toronto E05
Toronto E05
$399,000
Cash flow, cap rate & mortgage breakdown
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Listed by HC REALTY GROUP INC.
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
1
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$1,850/mo
Estimated from market price-to-rent ratios
Remarks
Located at Sheppard Ave East and Warden Ave in a highly convenient and well-connected neighborhood, this property offers exceptional access to everyday amenities. Just steps to public transit along Sheppard Avenue, with easy connections to the Toronto Transit Commission and quick access to Highway 401, commuting across the city is effortless. Surrounded by a variety of shopping plazas, supermarkets, banks, and restaurants, everything you need is right at your doorstep. Featuring a spacious open-concept layout and soaring 9-ft ceilings, this bright and functional unit offers a comfortable living experience. The living area flows seamlessly to a private balcony with unobstructed south views, perfect for relaxing or entertaining. The modern kitchen is equipped with stainless steel appliances and a stylish backsplash, ideal for everyday living. A generously sized den offers great flexibility, making it perfect as a second bedroom or home office.
MississaugaInvestor.ca
519- 3421 Sheppard Avenue
Condo Apartment · 2bd/1ba · ~650 sqft
$399,000
Cash-Flow Report · July 31, 2026
Cap Rate
2.62%
Monthly Cash Flow
-$967/mo
Estimated Rent
$1,850/mo
Cash-on-Cash
-13.3%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$1,850 |
| Mortgage | −$1,837 |
| Property Tax | −$316 |
| Insurance | −$225 |
| Condo Fee | −$346 |
| Vacancy (5%) | −$93 |
| Cash Flow | -$967/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$22,200 |
| Vacancy (5%) | −$1,110 |
| Property Tax | −$3,791 |
| Insurance | −$2,700 |
| Condo Fee | −$4,152 |
| Annual NOI | $10,447 |
| Cap Rate | 2.62% |
Cash Required to Close
| Down Payment (20%) | $79,800 |
| Ontario Land Transfer Tax | $4,460 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $87,260 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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