
1342 Harlstone Crescent, Oshawa
Oshawa
$999,999
Cash flow, cap rate & mortgage breakdown
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Listed by Keller Williams Energy Real Estate
Investment Analysis
Key Facts
Type
Detached
Bedrooms
6
Bathrooms
4
Days on Market
8
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,445/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Welcome to this beautifully updated detached home in Oshawa's sought-after Taunton community, offering 4+2 bedrooms, 4 bathrooms, and an exceptional layout designed for today's growing and multi-generational families. Thoughtfully renovated with brand-new flooring, a stunning new staircase, fresh paint, and stylish accent walls, this home seamlessly blends modern elegance with everyday functionality. The bright, open-concept main floor is ideal for both entertaining and family living, featuring a spacious kitchen that flows effortlessly into the inviting living room with direct access to the backyard. Enjoy a private outdoor oasis complete with a large deck, and green space, offering the perfect balance for hosting, relaxing, and play. A convenient main floor laundry room with direct garage access adds to the home's practical appeal. Upstairs, you'll find four generously sized bedrooms, including a spacious primary retreat featuring a walk-in closet and a private 4-piece ensuite. Every room has been thoughtfully designed to provide comfort and flexibility for families of all sizes. The fully finished basement expands the home's living space with two additional bedrooms, a full kitchen, and a separate side entrance, creating an excellent opportunity for a private in-law suite, extended family living, or future income potential. Perfectly situated in one of Oshawa's most desirable family-friendly neighbourhoods. Close to schools, parks, shopping, restaurants, and transit, this move-in ready home offers the perfect combination of luxury, versatility, and lifestyle. A rare opportunity to own a beautifully upgraded home with space to grow for years to come.
MississaugaInvestor.ca
1342 Harlstone Crescent
Detached · 6bd/4ba · ~2,250 sqft
$999,999
Cash-Flow Report · July 31, 2026
Cap Rate
2.66%
Monthly Cash Flow
-$2,388/mo
Estimated Rent
$4,595/mo
Cash-on-Cash
-13.06%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$4,595 |
| Mortgage | −$4,603 |
| Property Tax | −$1,092 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$833 |
| Vacancy (5%) | −$230 |
| Cash Flow | -$2,388/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$55,140 |
| Vacancy (5%) | −$2,757 |
| Property Tax | −$13,100 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$10,000 |
| Annual NOI | $26,583 |
| Cap Rate | 2.66% |
Cash Required to Close
| Down Payment (20%) | $199,999.8 |
| Ontario Land Transfer Tax | $16,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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