
201- 630 Kingston Road, Toronto E02
Toronto E02
$1,000,000
Cash flow, cap rate & mortgage breakdown
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Listed by CHESTNUT PARK REAL ESTATE LIMITED
Investment Analysis
Key Facts
Type
Condo Apartment
Bedrooms
2
Bathrooms
2
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,450/mo
Estimated from market price-to-rent ratios
Remarks
Wake up to incredible ravine views in well-managed mid-rise. Just over 1,000 square feet total, this suite has been meticulously maintained and upgraded. Layout features extra-wide living/dining/kitchen, all windows and full-width balcony overlooking the ravine and ensuite bathrooms to both bedrooms. Large kitchen includes island with overhang, full-size gas stove, French door fridge, Bosch dishwasher, quartz counters/backsplash and under-cabinet lighting. Modern bathrooms with porcelain tiling, good storage and quartz counters. Upgrades include art wall millwork, custom lighting throughout, custom closet organizers throughout, balcony floor tiles, fireplace with mantle and more. Quick walk to beautiful Glen Stewart Ravine to the Beach boardwalk; Big Carrot Organic grocer across the street and more! Transit trifecta with 503 downtown and 64 Main bus at door; 15 min walk (or 5 min bus) to Main subway & GO Danforth to Union <10 mins! Surrounded by charming retail hubs, services & restaurants including Kingston Village, Main & Gerrard, and Queen East. Amenities include: guest suite, party room & visitor parking at 665 Kingston. One parking space and bike locker included with option to add EV charging, 2nd parking and storage locker.
MississaugaInvestor.ca
201- 630 Kingston Road
Condo Apartment · 2bd/2ba · ~1,100 sqft
$1,000,000
Cash-Flow Report · July 31, 2026
Cap Rate
0.52%
Monthly Cash Flow
-$4,168/mo
Estimated Rent
$2,450/mo
Cash-on-Cash
-22.79%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,450 |
| Mortgage | −$4,603 |
| Property Tax | −$792 |
| Insurance | −$225 |
| Condo Fee | −$875 |
| Vacancy (5%) | −$123 |
| Cash Flow | -$4,168/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$29,400 |
| Vacancy (5%) | −$1,470 |
| Property Tax | −$9,500 |
| Insurance | −$2,700 |
| Condo Fee | −$10,500 |
| Annual NOI | $5,230 |
| Cap Rate | 0.52% |
Cash Required to Close
| Down Payment (20%) | $200,000 |
| Ontario Land Transfer Tax | $16,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $219,475 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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