25 Teagarden Court, Whitby
Whitby
$699,000
Cash flow, cap rate & mortgage breakdown
Enter your email to unlock them right here.
Free forever. No credit card. Unsubscribe anytime.
Listed by RIGHT AT HOME REALTY
Investment Analysis
Key Facts
Type
Semi-Detached
Bedrooms
4
Bathrooms
3
Days on Market
9
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Suite Potential (+$1,190/mo)
Rent Estimate
Estimated from market price-to-rent ratios · Verify suite legality with the City of Mississauga
Remarks
Beautifully updated & move-in ready in Whitby's sought-after Rolling Acres! Tucked on a quiet, family-friendly court, this home has been tastefully renovated throughout & offers a fully finished basement with an additional bedroom - perfect for an in-law suite, home office or guest space. The updated kitchen anchors a bright, functional main floor, while three generous bedrooms & refreshed baths await upstairs (4 bed / 3 bath total). A standout four-season heated sunroom floods the home with natural light & extends your living space year-round. The premium court setting delivers minimal traffic, added privacy & a safe place for kids to play. Ideally located minutes to Thickson Square & Dryden Square (Metro, No Frills, pharmacies, fitness & more), Lowe's & everyday essentials. Surrounded by top-rated schools & an extensive network of parks, trails & greenbelt incl. Darren, Jack Wilson & Rolling Acres Parks. Commuters enjoy quick access to Hwy 401, 407 & 412 plus nearby GO Transit & Durham Region Transit - approx. one hour to downtown Toronto. A rare complete package in one of Whitby's most desirable family neighbourhoods. Don't miss it!
MississaugaInvestor.ca
25 Teagarden Court
Semi-Detached · 4bd/3ba · ~1,750 sqft
$699,000
Cash-Flow Report · July 31, 2026
Cap Rate
3.81%
Monthly Cash Flow
-$1,000/mo
Estimated Rent
$3,840/mo
Cash-on-Cash
-7.83%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,840 |
| Mortgage | −$3,217 |
| Property Tax | −$623 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$583 |
| Vacancy (5%) | −$192 |
| Cash Flow | -$1,000/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,080 |
| Vacancy (5%) | −$2,304 |
| Property Tax | −$7,479 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$6,990 |
| Annual NOI | $26,607 |
| Cap Rate | 3.81% |
Cash Required to Close
| Down Payment (20%) | $139,800 |
| Ontario Land Transfer Tax | $10,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $153,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
Get the Full Cash-Flow Report
A one-page PDF: cap rate, cash flow, mortgage breakdown, NOI and total cash to close — all assumptions in one printable summary.
Also unlocks cap rate, sold comps & mortgage detail.