66 Tidewater Crescent, Whitby
Whitby
$1,199,000
Cash flow, cap rate & mortgage breakdown
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Listed by RE/MAX ROUGE RIVER REALTY LTD.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
4
Days on Market
11
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
Finished Basement
Rent Estimate
$3,900/mo
Estimated from market price-to-rent ratios
Remarks
Welcome to this spacious 5- bedroom detached home situated on a premium corner lot in the Williamsburg Community of Whitby, offering exceptional curb appeal and ample parking with a double car garage and an oversized driveway that accommodates up to six vehicles. The Inviting front yard features a Charming patio, perfect for relaxing and enjoying the neighborhood while the expansive covered deck in backyard provides an ideal space for year round outdoor entertainment, family gatherings and barbeques. Inside this well appointed home offers five bedrooms and a functional layout designed for comfortable family living. The finished basement adds valuable living space and includes a full 4 pc Washroom, making it ideal for a recreation room, home office, guest suite or extended family. With its desirable corner lot location, Abundant parking, excellent outdoor living spaces, and versatile basement, this home is perfect blend of Comfort, Convenience and Functionality.
MississaugaInvestor.ca
66 Tidewater Crescent
Detached · 5bd/4ba · ~2,750 sqft
$1,199,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.41%
Monthly Cash Flow
-$4,107/mo
Estimated Rent
$3,900/mo
Cash-on-Cash
-18.72%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,900 |
| Mortgage | −$5,519 |
| Property Tax | −$1,069 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$999 |
| Vacancy (5%) | −$195 |
| Cash Flow | -$4,107/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$46,800 |
| Vacancy (5%) | −$2,340 |
| Property Tax | −$12,829 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$11,990 |
| Annual NOI | $16,941 |
| Cap Rate | 1.41% |
Cash Required to Close
| Down Payment (20%) | $239,800 |
| Ontario Land Transfer Tax | $20,455 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $263,255 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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