212 Court Street, Oshawa
Oshawa
$399,999
Cash flow, cap rate & mortgage breakdown
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Listed by HOMELIFE/FUTURE REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
12
Price Drop
20%
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$2,650/mo
Estimated from market price-to-rent ratios
Remarks
Welcome To This Beautiful Fully Detached 2 Storey All Brick Home Fully Renovated Top To Bottom With Corian Countertop, Newly Installed Kitchen & Bathroom. 5 Pc bathroom On Main Floor With Island Tub & Huge Walk In Shower With Double Sink Vanity! Bedroom On Main Floor Or Can Convert Back To Open Space. Basement Finshed With 2 Bedrooms. Hardwood Thro-Out. Loads Of Parking Available. Great For Someone With Mobility Issues. Huge Backyard Extremely Private. No Neighbours Behind.
MississaugaInvestor.ca
212 Court Street
Detached · 5bd/2ba · ~900 sqft
$399,999
Cash-Flow Report · August 1, 2026
Cap Rate
4.57%
Monthly Cash Flow
-$319/mo
Estimated Rent
$2,650/mo
Cash-on-Cash
-4.38%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$2,650 |
| Mortgage | −$1,841 |
| Property Tax | −$437 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$333 |
| Vacancy (5%) | −$133 |
| Cash Flow | -$319/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$31,800 |
| Vacancy (5%) | −$1,590 |
| Property Tax | −$5,240 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$4,000 |
| Annual NOI | $18,270 |
| Cap Rate | 4.57% |
Cash Required to Close
| Down Payment (20%) | $79,999.8 |
| Ontario Land Transfer Tax | $4,475 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $87,474.8 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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