150 Centre Street, Oshawa
Oshawa
$789,000
Cash flow, cap rate & mortgage breakdown
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Listed by SUTTON GROUP-ADMIRAL REALTY INC.
Investment Analysis
Key Facts
Type
Detached
Bedrooms
5
Bathrooms
2
Days on Market
14
Price Drop
None
Year Built
N/A
Status
Active
Basement Income
None Detected
Rent Estimate
$3,050/mo
Estimated from market price-to-rent ratios
Remarks
Great oportunity for Investors & First time buyers, Home features, Two Hydro meter, Two Furnaces. Spaciouse Walk Out Basement with(2+1) beds, Kitchen & Oversized, Above Ground Windows. Central Location With easy, short access to 401, Shopping Plaza's/ Mall ,Banks & Restaurants .
MississaugaInvestor.ca
150 Centre Street
Detached · 5bd/2ba · ~1,300 sqft
$789,000
Cash-Flow Report · July 31, 2026
Cap Rate
1.75%
Monthly Cash Flow
-$2,479/mo
Estimated Rent
$3,050/mo
Cash-on-Cash
-17.19%
Monthly (20% down · 4.89% rate · 25yr)
| Gross Rent | +$3,050 |
| Mortgage | −$3,632 |
| Property Tax | −$861 |
| Insurance | −$225 |
| Maintenance (1% of value/yr) | −$658 |
| Vacancy (5%) | −$153 |
| Cash Flow | -$2,479/mo |
Annual NOI & Cap Rate (All-Cash)
| Gross Rent | +$36,600 |
| Vacancy (5%) | −$1,830 |
| Property Tax | −$10,336 |
| Insurance | −$2,700 |
| Maintenance (1% of value/yr) | −$7,890 |
| Annual NOI | $13,844 |
| Cap Rate | 1.75% |
Cash Required to Close
| Down Payment (20%) | $157,800 |
| Ontario Land Transfer Tax | $12,255 |
| Legal & Title Insurance | $2,500 |
| Inspection & Misc | $500 |
| Total Cash Required | $173,055 |
Assumptions: 20% down · 4.89% rate · 25yr amort · Canadian semi-annual compounding · $225/mo insurance · maintenance reserve = greater of 8% of rent or 1% of value/yr (condo fee replaces it) · 5% vacancy · rent estimated from neighbourhood MLS comps. All figures are estimates — verify with a licensed professional before making an investment decision.
Prepared by Hamza Nouman · RECO-registered Investor Specialist · 647-609-1289 · hamza@nouman.ca · MississaugaInvestor.ca
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